Physician Loans

We are proud to partner with the medical community in assisting doctors and dentists with their mortgage financing.*

Physician-specific enhancements include the following:

  • 100% financing on loans up to $750,000
  • 95% financing on loans up to $1.5 million
  • FICO score of 700 up to $750K loan amount
  • FICO score of 720 for $750K to $1.5M loan amount
  • Competitive pricing with no mortgage insurance required
  • Student loans deferred for a minimum of 12 months are not included in DTI to qualify

Multiple options:

  • 30-year and 15-year Fixed Rate options
  • 15/1 ARM (30-year amortization; interest rate locked for first 15 years)
  • 30-year fixed & 15/1 ARM allowed on both jumbo and conforming loan amounts

For both new and experienced physicians:

  • MD       · DO    · DMD     · DDS
  • Residents, fellows and practicing physicians are eligible
  • 1099 & Contract employment are eligible

*First United Bank account required to be auto debited.


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